Now Recruiting · New Jersey · Tri-State AreaBuild a real insurance career. New Jersey's Branch Manager will personally onboard you.
- Agent Course & Training
- Lowest CPA in the Industry — $85-$105
- Sponsored Licensing
- AI Dialer + Live Transfers
- 2 Live Training Calls Daily
- 48-Hour Contracting
$85-$105
cost per client
100+
qualified contacts/day
Top 2
in Family First Life
6yr
refined system
As Seen On
Join Our New Jersey Team
Secure Your Seat — NJ Cohort
Complete this brief application. John will personally reach out within 2 hours.
Any agent can join us virtually across all 49 states (except NY) or visit our NJ location.
Are you currently licensed to sell life insurance?
Meet your recruiter
John will contact you personally.
This isn't a call center. When you apply, John — New Jersey branch manager for Frontline Financial — reviews your application and reaches out directly within 2 hours.
John McDougald
New Jersey Branch Manager · Frontline Financial
"I spent 4 years grinding in Manhattan corporate sales — hitting someone else's quota for a salary that was always capped. Frontline gave me the system, the leads, and the ceiling I'd been looking for my whole career. New Jersey and the tri-state area are wide open. I'm building this office the right way — and I'm looking for the right people to build it with me."
Once you submit, John personally reviews every application and reaches out within 2 hours for a no-pressure 15-minute discovery call. No pitch deck. Just a real conversation about whether Frontline New Jersey is the right fit for you.
11 days
To get licensed
$16,800
First 60 days written
$1.3M
Personal production last year
28
NJ & tri-state agents mentored
Everything included
Lowest cost per client. Fastest contracting. Daily training.
No experience required — just the drive to show up. Here's everything you get when you join Frontline New Jersey.
Tools & Training
- Comprehensive Agent Course & Training
- $85-$105 Cost Per Closed Client
- Sponsored Licensing Program
- AI Dialer + Live Transfers Included
- 2 Live Insurance Training Calls Daily
Support & Community
- Community of Peers & Mentors
- Direct mentorship from $50K/month producers
- Proven sales scripts & playbooks
- Multi-carrier product shelf
- Back-office support for applications
The problem & solution
Why most agents fail in year one.
The insurance industry is designed to profit from your effort — even if you never close a deal. Frontline is built differently.
The Old Way
- You start every week $1,500 in lead debt before making a single call
- Recycled leads — called by 10 other agents before they reach you
- 8 hours hand-dialing voicemails and busy signals
- Commission check eaten by lead bills — you work for the IMO
- No mentorship — figure it out alone or fail
The Frontline Way
- $85-$105 cost per closed client — lowest CPA in the industry
- Live transfers — real buyers sent directly to you
- AI dialer — only connects you when a real person picks up
- Above street compensation + overrides
- Direct mentorship with $50K/month producers, 2x daily
The math is simple
Industry average
$300-$500
per client
Frontline
$85-$105
per client
What you get
Everything built for you. Day one.
Licensed or unlicensed. Experienced or brand new. The entire system is ready to plug into.
Lowest CPA
$85-$105 cost per closed client. Lowest acquisition cost in the insurance industry.
AI Dialer + Live Transfers
AI dialer connects you to live humans only. Live transfers send ready-to-buy prospects directly to you.
48-Hour Contracting
Most IMOs take 2-4 weeks. We get you contracted and producing in as fast as 48 hours.
Sponsored licensing
We cover your pre-licensing course in NJ and non-resident states.
2x daily training
Live training calls every day. Scripts, objections, real coaching.
$50K/mo mentors
Direct access to top producers — not a forum, real people.
Career tracks
Pick your path. We build you up.
Three tracks — each with a clear roadmap, real milestones, and a community behind you.
01 · Unlicensed
Junior broker
Set appointments for licensed agents from day one. Learn the script, earn while you study, get licensed within 30 days.
02 · Licensed
Full agent
Plug straight into the system. AI dialer, fresh leads, live transfers, daily training. Your first $10K month within 90 days.
03 · Builder
Agency builder
Recruit, train, and build your own team under Frontline's infrastructure. Build a book you can pass down.
Proof
The scoreboard speaks for itself.
Frontline Financial ranks Top 2 in Family First Life nationally for conversion and recruiting. Built over 6 years. Tested by hundreds of agents.
Top 2
In Family First Life nationally
122+
Active writing agents
$85-$105
Cost per client
6yr
Proven, refined system
Who wins here
This industry doesn't care where you came from.
It cares if you're coachable, consistent, and willing to show up. Here's who we've seen succeed.
Sales professionals
Capped commissions for the last time. Trade your ceiling for uncapped income on your own book.
Realtors & mortgage brokers
Your database is worth more than you know. Sit at that same kitchen table for the next decision.
Already licensed agents
Bring your book. Plug into real lead infrastructure and a multi-carrier shelf that's already built.
Builders & beginners
No experience required. No bad habits. We'll teach the system — you bring the work ethic.
What happens next
From application to your first close.
- 1
Submit your application
Takes 60 seconds. Tell us your background, goals, and availability.
- 2
John calls you personally
Within 2 hours, John reviews your application and schedules a no-pressure 15-minute discovery call.
- 3
Get licensed (if needed)
We sponsor your course. Most agents are licensed and active within 7–10 days of starting the material.
- 4
Plug into the system
Dashboard access, leads loaded, AI dialer live, boot camp started. You're talking to people on day one.
- 5
Hit your first milestone
Follow the 90-day roadmap. John and the New Jersey team are behind you every step of the way.
New Jersey's building. Are you in?
John is personally onboarding the next cohort of agents for the New Jersey office. Slots are limited. Apply now and get a call within 2 hours.
Secure · Private · No spam
John McDougald is an independent licensed insurance agent and New Jersey Branch Manager for Frontline Financial Group, an FFL (Family First Life) affiliated agency. References to production levels, agent counts, and career milestones reflect historical results and are not representative of expected results for any individual. Results vary based on individual effort, market conditions, and other factors. No income is earned for recruiting. Income is earned solely from authorized insurance product sales. All compensation plans are determined through FFL and subject to change.