I'm Robert Kakish, CEO of Frontline Financial Group. I went from new agent to Hall of Fame in 12 months, lost it all, and rebuilt to over $1.5M issued monthly with a team across four offices. I'm recruiting motivated builders who want to be coachable, communicate well, and stay consistent long enough to win. The system is proven. The math is honest. The rest is on you.

Robert Kakish
Insurance & Financial Services
$50K+
Month Producer
Top 2
Fastest-Growing Agency
1,000+
Agents Trained
4
offices across CA, AZ & NV
122+
writing agents and growing fast
100+
qualified contacts/day through the inbound system
6yr
refined system · A+ rated carriers
Why This Matters
You work harder, the ceiling stays the same. Meanwhile the financial services industry is sitting in front of a generational opportunity, and most people don't even know it exists.
63%
of Americans live paycheck to paycheck — including many high-income earners.
67%
of Americans have never made a financial plan. Not a bad one. Not any.
68%
of Americans say they're not on track to retire when and how they want to.
$182K
average retirement balance for Americans aged 60–69. Far short of what most need.
40%
of U.S. divorces are estimated to be tied to financial problems.
60%
of Americans will be diagnosed with an illness — financial stress is a leading cause.
The Frontline System
Most agencies hand you a contract and wish you luck. We hand you a system — refined over six years and tested by hundreds of agents from every imaginable background.
01
Our dialer and inbound-transfer system means you can talk to 100+ qualified people a day without cold-dial-style outbound calls. Cost per acquisition is in the $80s — rare in this industry.
02
A self-paced video curriculum every new agent goes through. Short videos, quizzes between each one, real objection handling, and the exact daily framework we use on the floor.
03
You don't have to wait until you're licensed to earn. New hires set appointments for licensed agents on day one — learning the script, the cadence, and the conversation pattern while you study.
04
Webinars every Monday, Wednesday, and Friday at 4:30 PT. New-hire trainings every Thursday at 1:00 PT on frontlinevirtual.com. The cadence is built in.
05
Frontline New Hires Telegram. Office-by-office channels. Daily wins posted, daily questions answered. You step into a community that's already built.
06
Most training in this industry is motivation theater. Ours is mechanical: scripts, sales psychology, how to move a prospect from A to C. Robert is personally involved every week.
Four Offices · Three States
Most of this work is remote-friendly by design. But if you want the in-office experience — the energy, the real-time training, the team next to you when you make your first sale — we have four offices and we're actively expanding.
Headquarters
The flagship office. Where the system was built and where most of our daily training and culture work originates. Inland Empire and Greater LA agents call this home.
California
Our coastal office. Serving the OC and South Bay agent community. Active recruiting class in licensing right now.
Arizona
Our Arizona footprint. Phoenix metro agents work out of this office — also a training destination for new contracts across the Southwest.
Nevada · New
The newest office. 40+ new contracts in process within weeks of opening. If you're in Nevada and want to be part of a team being built from scratch, this is the room.
How We Think
The system is what we do. These are the principles that hold it all together. Not slogans — how we evaluate decisions, recruits, and ourselves.
Principle 01
How you say something matters as much as what you say. The energy you bring into every interaction is what comes back to you.
Principle 02
Post once a month and you look like a pyramid scheme. Show up for 90 days and you're a builder. The math is simple.
Principle 03
Hesitant to recruit, call, or be on camera? The answer isn't affirmations. It's skill. Get better. Confidence follows.
Principle 04
The agents who win fastest have no bad habits and a clean canvas. Ego is the single biggest red flag we look for.
Principle 05
Lead with the person and the income follows. Lead with the commission and you'll lose.
Principle 06
The team is the asset. Backbiting and ego-driven politics destroy more agencies than market downturns do.
Who This Is For
It cares whether you're coachable, whether you can communicate, and whether you'll stay consistent long enough to win. Here's who we've seen win.
For 01
If you've carried a quota and closed deals, you have the most transferable skill in this industry. Same work — real conversations with real people who need real help.
For 02 · Often Underestimated
Your database is the most valuable asset most people in this industry don't have. You sat at the kitchen table for the biggest decision of their life — sit there again for the next one.
For 03 · Already in the Industry
If you're already licensed — life, health, P&C, securities — bring your book. Plug into a system that's already built and stop carrying it yourself.
For 04
You already build things. We've recruited operators doing $2M/mo in revenue who joined us for the margin profile. The math is hard to argue with.
For 05 · No Experience Required
No background in sales or finance can be your edge. We'll teach you the system. You bring the work ethic.
In Robert's Words
Before you book a call, watch a few of these. You'll get a clear sense of how I think, how I train, and what the culture actually looks like. No pitch decks — just real conversations.
Hall of Fame the first year. Lost it all. Rebuilt to $1.5M a month. The full story behind the systems that drive Frontline today.
Communication, coachability, eye contact, chip-on-the-shoulder background, burning desire to win. What we look for and never compromise on.
Why we don't cold-knock. The dialer, the inbound transfers, the ~$84 cost per acquisition, the 100+ daily contacts.
What loyalty actually looks like in a 122-agent organization. Why most teams fail at this, and why ours doesn't.
Common Questions
Ready When You Are
30 minutes. On Zoom or by phone. Watch a couple of the videos above first if you'd like a head start. Then book in — no pitch deck, no pressure. We'll talk through your background, your goals, and whether Frontline is a fit.

Important disclosures
Robert Kakish is an independent licensed insurance agent and Chief Executive Officer of Frontline Financial Group, an FFL (Family First Life) affiliated agency. Any references to production levels, agent counts, business volumes, or career milestones on this page reflect historical results and are not representative of expected results for any individual agent. Results vary significantly based on individual effort, market conditions, product mix, advancement level, and other factors. No income is earned for recruiting. Income is earned solely from the sale of authorized insurance and financial products. All compensation plans, override structures, and advancement criteria are determined and offered through FFL and are subject to change without notice. Field titles (CEO, Executive Marketing Director, etc.) are organizational designations within the agency or FFL system and may differ in scope from titles used elsewhere. Tax and/or legal advice is not offered by Frontline Financial Group, FFL, their affiliates, or their independent associates. Please consult a qualified tax professional or legal advisor for matters specific to your situation.