Licensing · Directory

Licensing by State

Search the full directory of states where Frontline is licensed. Every state has its own guide with pre-licensing hours, exam fees, CE requirements, and reciprocity notes. New York is not currently supported.

49 of 49 states

Alabama

AL
Course
40 hrs
Exam fee
$67
CE
24 hrs / 2 yrs
Vendor
Prometric
Open guide

Alaska

AK
Course
40 hrs
Exam fee
$70
CE
24 hrs / 2 yrs
Vendor
PSI
Open guide

Arizona

AZ
Course
0 hrs
Exam fee
$59
CE
48 hrs / 4 yrs
Vendor
Pearson VUE
Open guide

Arkansas

AR
Course
20 hrs
Exam fee
$48
CE
24 hrs / 2 yrs
Vendor
Prometric
Open guide

California

CA
Course
52 hrs
Exam fee
$108
CE
24 hrs / 2 yrs
Vendor
PSI
Open guide

Colorado

CO
Course
0 hrs
Exam fee
$54
CE
24 hrs / 2 yrs
Vendor
Pearson VUE
Open guide

Connecticut

CT
Course
40 hrs
Exam fee
$59
CE
24 hrs / 2 yrs
Vendor
PSI
Open guide

Delaware

DE
Course
20 hrs
Exam fee
$53
CE
24 hrs / 2 yrs
Vendor
Pearson VUE
Open guide

Florida

FL
Course
40 hrs
Exam fee
$50
CE
24 hrs / 2 yrs
Vendor
Pearson VUE
Open guide

Georgia

GA
Course
40 hrs
Exam fee
$58
CE
24 hrs / 2 yrs
Vendor
PSI
Open guide

Hawaii

HI
Course
20 hrs
Exam fee
$55
CE
30 hrs / 2 yrs (biennial renewal)
Vendor
Prometric
Open guide

Idaho

ID
Course
20 hrs
Exam fee
$53
CE
24 hrs / 2 yrs
Vendor
Prometric
Open guide

Illinois

IL
Course
20 hrs
Exam fee
$41
CE
24 hrs / 2 yrs
Vendor
PSI
Open guide

Indiana

IN
Course
40 hrs
Exam fee
$58
CE
24 hrs / 2 yrs
Vendor
Pearson VUE
Open guide

Iowa

IA
Course
0 hrs
Exam fee
$48
CE
36 hrs / 3 yrs
Vendor
Prometric
Open guide

Kansas

KS
Course
0 hrs
Exam fee
$45
CE
12 hrs / yr
Vendor
Pearson VUE
Open guide

Kentucky

KY
Course
40 hrs
Exam fee
$45
CE
24 hrs / 2 yrs
Vendor
Prometric
Open guide

Louisiana

LA
Course
20 hrs
Exam fee
$85
CE
24 hrs / 2 yrs
Vendor
Pearson VUE
Open guide

Maine

ME
Course
0 hrs
Exam fee
$53
CE
24 hrs / 2 yrs
Vendor
Pearson VUE
Open guide

Maryland

MD
Course
20 hrs
Exam fee
$56
CE
24 hrs / 2 yrs
Vendor
Pearson VUE
Open guide

Massachusetts

MA
Course
40 hrs
Exam fee
$55
CE
45 hrs / 3 yrs
Vendor
Prometric
Open guide

Michigan

MI
Course
40 hrs
Exam fee
$58
CE
24 hrs / 2 yrs
Vendor
Prometric
Open guide

Minnesota

MN
Course
20 hrs
Exam fee
$48
CE
24 hrs / 2 yrs
Vendor
Pearson VUE
Open guide

Mississippi

MS
Course
20 hrs
Exam fee
$57
CE
24 hrs / 2 yrs
Vendor
Prometric
Open guide

Missouri

MO
Course
0 hrs
Exam fee
$53
CE
16 hrs / 2 yrs
Vendor
Pearson VUE
Open guide

Montana

MT
Course
0 hrs
Exam fee
$70
CE
24 hrs / 2 yrs
Vendor
PSI
Open guide

Nebraska

NE
Course
20 hrs
Exam fee
$45
CE
24 hrs / 2 yrs
Vendor
Prometric
Open guide

Nevada

NV
Course
20 hrs
Exam fee
$60
CE
30 hrs / 3 yrs
Vendor
Prometric
Open guide

New Hampshire

NH
Course
0 hrs
Exam fee
$55
CE
24 hrs / 2 yrs
Vendor
Prometric
Open guide

New Jersey

NJ
Course
20 hrs
Exam fee
$58
CE
24 hrs / 2 yrs
Vendor
PSI
Open guide

New Mexico

NM
Course
20 hrs
Exam fee
$33
CE
24 hrs / 2 yrs
Vendor
Pearson VUE
Open guide

North Carolina

NC
Course
40 hrs
Exam fee
$45
CE
24 hrs / 2 yrs
Vendor
Pearson VUE
Open guide

North Dakota

ND
Course
0 hrs
Exam fee
$70
CE
24 hrs / 2 yrs
Vendor
Pearson VUE
Open guide

Ohio

OH
Course
40 hrs
Exam fee
$48
CE
24 hrs / 2 yrs
Vendor
PSI
Open guide

Oklahoma

OK
Course
20 hrs
Exam fee
$59
CE
24 hrs / 2 yrs
Vendor
Pearson VUE
Open guide

Oregon

OR
Course
40 hrs
Exam fee
$75
CE
24 hrs / 3 yrs
Vendor
PSI
Open guide

Pennsylvania

PA
Course
24 hrs
Exam fee
$54
CE
24 hrs / 2 yrs
Vendor
PSI
Open guide

Rhode Island

RI
Course
0 hrs
Exam fee
$52
CE
24 hrs / 2 yrs
Vendor
Prometric
Open guide

South Carolina

SC
Course
40 hrs
Exam fee
$45
CE
24 hrs / 2 yrs
Vendor
PSI
Open guide

South Dakota

SD
Course
0 hrs
Exam fee
$80
CE
20 hrs / 2 yrs
Vendor
Pearson VUE
Open guide

Tennessee

TN
Course
40 hrs
Exam fee
$31
CE
24 hrs / 2 yrs
Vendor
Pearson VUE
Open guide

Texas

TX
Course
40 hrs
Exam fee
$48
CE
24 hrs / 2 yrs
Vendor
Pearson VUE
Open guide

Utah

UT
Course
40 hrs
Exam fee
$58
CE
24 hrs / 2 yrs
Vendor
Prometric
Open guide

Vermont

VT
Course
0 hrs
Exam fee
$55
CE
24 hrs / 2 yrs
Vendor
Prometric
Open guide

Virginia

VA
Course
0 hrs
Exam fee
$53
CE
24 hrs / 2 yrs
Vendor
Pearson VUE
Open guide

Washington

WA
Course
20 hrs
Exam fee
$55
CE
24 hrs / 2 yrs
Vendor
Pearson VUE
Open guide

West Virginia

WV
Course
25 hrs
Exam fee
$58
CE
24 hrs / 2 yrs
Vendor
Pearson VUE
Open guide

Wisconsin

WI
Course
20 hrs
Exam fee
$45
CE
24 hrs / 2 yrs
Vendor
Pearson VUE
Open guide

Wyoming

WY
Course
0 hrs
Exam fee
$70
CE
24 hrs / 2 yrs
Vendor
Prometric
Open guide

Fees and requirements current as of 2026. Verify with your state Department of Insurance before applying.

Explore Frontline

Everything we offer, in one place.

01

The System

Non-outbound lead engine, AI dialer, live transfers — the full workflow that runs the business.

Learn more
02

Training

Frontline Boot Camp, 50+ video lessons, weekly Zoom, the 90-day roadmap.

Learn more
03

Programs

Junior Broker, Full Agent, and Agency Builder career tracks.

Learn more
04

Carriers

A-rated multi-carrier shelf so you can recommend what truly fits the client.

Learn more
05

Community

4 offices, Telegram channels, weekly trainings, real mentorship.

Learn more
06

Meet the CEO

Robert Kakish on the system, the math, and how Frontline recruits builders.

Learn more
07

Apply Now

30-minute discovery call. No pitch deck, no pressure — just a real conversation.

Learn more

Ready when you are

Apply to Frontline Financial

30-minute discovery call. Honest read on whether the system, the math, and the team are a fit.